Dave Cash Realty Group
Asheville, North Carolina
Prepared for landlords & rental property owners
Free landlord tool

Hold the rental, or sell and reinvest?

Plug in your numbers below to compare the long-term outcome of keeping a rental property versus selling it today and putting the proceeds to work elsewhere. Adjust any field and the comparison updates instantly.

Mortgage solver

Know two of the three loan numbers but not the third? Fill in the two you know, leave the other blank, and solve. The result fills in the fields below automatically.

The property
Income & expenses
Growth assumptions
Holding period10 years
Sale & tax assumptions
Use a 1031 exchange on saledefers capital gains & recapture tax
HOLD
The verdict
Holding builds more net worth
Based on the assumptions at left, keeping this property comes out ahead.
Cap rate
0.0%
Year-1 NOI ÷ current value
Cash-on-cash return
0.0%
Year-1 cash flow ÷ cash invested
Return on equity
0.0%
(Cash flow + appreciation) ÷ equity
Today's snapshot, based on year-1 numbers at current values — not the multi-year projection below.
Keep the property
$0
Sell & reinvest
$0
Keep the property — breakdown
Property value at end of term
Remaining mortgage balance
Equity at end of term
After-tax cash flow collected (future value)
Total net worth
Sell & reinvest — breakdown
Sale price today
Selling costs
Mortgage payoff
Tax on gain & depreciation recapture
Net proceeds invested today
Total net worth at end of term
Keep the property Sell & reinvest
This tool provides general, educational estimates only and is not tax, legal, or financial advice. Actual results depend on factors not captured here. Please consult a CPA or financial advisor before making a decision about your property.

Want a walkthrough for your specific property?

Dave Cash Realty Group helps Asheville-area landlords weigh their options with real numbers, not guesswork.

Dave Cash Realty Group
Asheville, North Carolina
davecash@uniquecollective.us
(828) 761-3799