Enter your income, debts, and loan assumptions to see your maximum comfortable purchase price, your estimated monthly payment, and exactly how that number was built.
Property Details (optional — if you have one in mind)
Income & Debts
Household figures, before tax.
Loan Assumptions
Debt-to-Income Targets
Standard conventional guidelines default below — some loan programs allow higher.
Max purchase price
$0
Your comfortable range
Based on your numbers
How the number is limited
Front-end limit (housing only)
Back-end limit (housing + debts)
Your binding monthly housing budget
Estimated monthly payment
Principal & interest
Property taxes
Homeowners insurance
HOA dues
PMI
Total monthly payment (PITI)
From payment to price
Estimated loan amount
+ Down payment
Maximum purchase price
Reality check
Actual back-end DTI at this payment
Down payment as % of price
Your target property price
This tool provides general, educational estimates only and is not a loan pre-approval, an appraisal, or a guarantee of financing terms. Actual rates, taxes, insurance, and lender guidelines vary. Please consult a licensed lender for an accurate pre-approval.